Terms of Service

Last Updated: May 24, 2026 | Effective Date: May 24, 2026

1. Agreement to Terms

By accessing and using IPOReady Inc. ("Company," "we," "us," "our") Services (website, application, mobile apps, and related services), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all terms and conditions, you may not access or use the Services.

2. Use License

Permission is granted to temporarily download one copy of the materials (information, software, and graphics) on the IPOReady Services for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

3. Disclaimer of Warranties

⚠️ IMPORTANT DISCLAIMER: The materials on IPOReady Services are provided on an "AS IS" basis without warranties of any kind, either expressed or implied, including but not limited to:

4. Financial & Securities Disclaimer

⚠️ CRITICAL: IPOReady is a workflow management tool only. It does NOT:

COMPANIES MUST: Engage qualified legal counsel, accounting firms, and financial advisors before making IPO decisions. IPOReady users assume all risk for decisions made based on platform information.

5. Limitations of Liability

In no event shall IPOReady or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Services, even if we have been notified of the possibility of such damage.

MAXIMUM LIABILITY: Our total liability to you shall not exceed the amount you paid us in the 12 months preceding the claim, or $100 USD, whichever is greater.

6. Accuracy of Materials

The materials appearing on the IPOReady Services could include technical, typographical, or photographic errors. IPOReady does not warrant that any of the materials on its Services are accurate, complete, or current. IPOReady may make changes to the materials contained on the Services at any time without notice.

7. Links

IPOReady has not reviewed all of the sites linked to its Services and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by IPOReady of the site. Use of any such linked website is at the user's own risk.

8. Modifications to Terms

IPOReady may revise these Terms of Service for the Services at any time without notice. By using the Services, you are agreeing to be bound by the then current version of these terms of service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with:

10. User Accounts & Responsibilities

10.1 Account Creation

You agree to:

10.2 Acceptable Use

You agree NOT to use the Services to:

11. Intellectual Property Rights

All content on the IPOReady Services, including text, graphics, logos, images, software, and other materials, is the exclusive property of IPOReady or its content suppliers and is protected by international copyright and trademark laws.

Your Content: You retain ownership of any content you upload (cap tables, financial statements, documents). By uploading, you grant IPOReady a worldwide, royalty-free license to use, display, and analyze your content solely for providing the Services.

12. Subscription Terms

12.1 Trial Period

Free trials (typically 14 days) are non-transferable and for new customers only. At the end of the trial, we will charge your payment method for the selected plan unless you cancel.

12.2 Auto-Renewal

Subscriptions automatically renew at the end of each billing period unless cancelled. You can cancel anytime in Account Settings or by contacting support@ipoready.com.

12.3 Pricing & Refunds

Subscription prices are as listed on our Pricing page. We reserve the right to change prices with 30 days' notice. All sales are final. Refunds are provided only in cases of service non-delivery (pro-rated based on service interruption days).

12.4 Failed Payments

If payment fails, we will retry up to 3 times over 3 days. Repeated failures will result in service suspension and account cancellation. You remain responsible for all past due amounts.

13. Data & Document Storage

Your Data: You are responsible for backing up your data. While we use industry-standard security, we cannot guarantee recovery from data loss due to user actions, hardware failure, or force majeure events.

Data Deletion: Upon account deletion, your data will be permanently deleted within 30 days (except where retention is required by law).

14. Third-Party Integrations

IPOReady integrates with third-party services (Stripe, Slack, Google, LinkedIn, SEDAR+, etc.). These integrations are provided "AS IS" without warranty. Your use is governed by their respective terms of service and privacy policies.

15. Indemnification

You agree to indemnify and hold harmless IPOReady and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:

16. Termination

IPOReady may terminate or suspend your account and access to the Services at any time, with or without cause, and with or without notice, if:

17. Dispute Resolution

17.1 Informal Resolution

Before initiating legal action, you agree to attempt to resolve disputes informally by contacting legal@ipoready.com.

17.2 Arbitration (US Users)

Any dispute arising from these Terms shall be resolved by binding arbitration in accordance with the American Arbitration Association (AAA) Commercial Arbitration Rules, in [State], United States.

17.3 Jurisdiction (Canadian Users)

You agree to submit to the exclusive jurisdiction of the courts of Ontario, Canada for any legal proceedings.

18. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed, and the remaining provisions will continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and IPOReady regarding your use of the Services and supersede all prior and contemporaneous agreements, whether written or oral.

20. Contact Us

Legal Inquiries: legal@ipoready.com

Support: support@ipoready.com

Address: IPOReady Inc., [Address], [City], [Country]


These Terms of Service were last updated on May 24, 2026. By continuing to use IPOReady Services after updates, you accept the new Terms.